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New Year, New Needs, New Insurance

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New Year, New Needs, New Insurance

2020 has brought unprecedented change across the board. From workers now operating from kitchen tables and board meetings taking place via a video camera, businesses have needed to adjust rapidly to an everchanging world. With 2021 on the horizon, it’s time to see what changes you’ll need to make for the New Year. One item […]

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4 Tips for Negotiating Better Business Insurance Rates

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Negotiations can be daunting, but most business leaders understand the need if they want to save money with vendors, clients, investors and more. Believe it or not, business insurance is no different. Here are four tips for negotiating your way to better business insurance rates. Get multiple quotes from different carriers – The business insurance […]

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Female Disruptors: How Andrea Luoni of RateCraft is shaking up the insurance industry

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Andrea-Luoni-Authority-Magazine

We are honored to be featured in Authority Magazine’s recent article about women shaking things up in their industries. “My company, RateCraft, challenges the current system to level the playing field. We solely represent our clients, working across all insurance carriers to find the best available rates without incentives. In fact, RateCraft only makes money […]

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Dispute Unjustifiably Low Claim Payouts

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Covid-19

There are reports across the country of business insurance carriers offering unfair claim payouts or even denying claims during the fall out from Covid-19. Do you feel like your insurance carrier is offering an unfair claim payout? This is, unfortunately, being reported nationwide. Some court systems are not currently accepting new filings and all are […]

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2 Quick Survival Tips For Your Business

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RateCraft Consumer Advocates for Business Insurance

The shock is over, reality has set in, the business has stopped or slowed down, now what? Assess what has now occurred, will sales be down? Will payroll be down? Make adjustments with ongoing expenses. For example, many insurance policies are based on either payroll or revenue and are often not thought of or reviewed […]

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The Unlovable Orphan

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RateCraft Consumer Advocates for Business Insurance

We’ve made a living out of being curious, challenging the status quo, and fixing things that don’t work. We thought we would share a little knowledge about the way one small part of a system works. Our firm has a client, that has an employee, they are on an orphan drug (an orphan drug is […]

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Secrets Your Agent Wants You to Know About

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Your agent doesn’t work for you.  Your agent says they give you the best rates.  They’re very responsive when you have a claim or a question.  Isn’t that working for you?   Is it?  How does it really work?  When the agent gets paid a percentage of what you pay – how can they really be […]