Save Money & Improve Coverage
Our cost-savings methodology finds you better coverage for lower business insurance premiums. We can make it happen in under two hours of your time.
Our Process
Exploration
RateCraft answers your questions and reviews your current business insurance premium. We can make a substantial difference for 98% of the businesses we review. You review our simple contract and decide if you wish to engage our services.
Data Collection
We gain access to all your existing business insurance policies and other data electronically. Usually, there will be 10 minutes of follow-up phone time or email communication to answer any questions the insurance carrier might have.
Marketing
We review your policy, then work with our benchmarking team and network of business insurance providers to obtain quotes from all markets, including your existing agent. We negotiate on your behalf to get the most coverage benefits for the smallest premium cost.
Results
In a 30-minute meeting, we present our results and celebrate your savings! We discuss strategy for selecting the best quote or use that quote as leverage for your existing carrier. We finalize the transaction, and you take advantage of new savings.
There are four secrets the insurance industry doesn’t want you to know:
- Your agent represents the insurance carrier.
- It is nearly impossible to get the lowest business insurance coverage price with one agent.
- Everything is negotiable, and you don’t have to switch agents.
- Business insurance does not need to be time-consuming.
Covid-19 is changing the landscape of business insurance.
- Learn How to Cut Costs While Maintaining The Business Insurance You Need.
- Understand how the insurance system works against those with claims during Covid-19.
- Take advantage of available government assistance.
- Identify ways to protect your cash flow during this time.
Who We Are
RateCraft is the nationwide leader in business insurance advocacy. That means we do not represent insurance companies or agents, and we do not sell insurance. Instead, we work solely with you, the business, to ensure that you are getting the best rates with the same (or even better) business insurance coverage through our proven negotiation tactics with your existing carrier.
What We Do
At RateCraft, we are industry-expert consultants who live, eat and breathe business insurance every day, 24/7/365. We use that expertise to get you better business insurance coverage at a lower cost, and our results speak to our success: over 1,200 optimized projects, well over $20 million in saved premiums over 20 years as an industry leader.
What You Save
The fact is, the insurance sales network is stacked against you as the buyer. We’re in the business of leveling the playing field by negotiating on your behalf. Our average savings per business is 35%, and we’ve even saved clients as much as 74% on business insurance costs.
Our Success Stories Include
