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It only takes seconds to submit your information. We will follow up with your free review. 

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We’ve worked hard to streamline our process so that we can deliver the best possible business insurance savings, while keeping your time commitment to a minimum.

Additionally, in an effort to further support businesses during this challenging time, RateCraft is offering all new clients through the end of the year three-months deferred payments so they can further extend immediate cost savings as they look to rebuild.

Free Review

Send a copy of your last proposal from your agent to, or upload in the form here. We will conduct a comprehensive plan evaluation, completely free of charge. We only get paid when you save.

What Happens Next


RateCraft answers your questions and reviews your current business insurance premium. We can make a substantial difference for 98% of the businesses we review. Before you decide to engage in our services, we provide you with a simple contract that includes our learnings gained from reviewing your current premium. We only collect payment on a contingency basis. 

Data Collection

We gain access to all of your existing business insurance policies and other data. We can work with your administrative staff and agent, or we’re happy to work directly with you. Usually, there will be 10 minutes of follow-up phone time or email correspondence to answer questions the insurance carrier might have.


We review your policy, and then work with our benchmarking team and network of business insurance providers to obtain quotes from all markets, including your existing agent. We negotiate on your behalf to get the most coverage benefits for the smallest premium cost. 


In a 30-minute meeting with you, we present our results and celebrate your astronomical business insurance savings. We discuss strategy for either selecting the best available quote or for using the best quote as leverage with your existing agency and carrier. Before the end of the meeting, we work to finalize the transaction so you can take advantage of your new savings and benefits as soon as possible.