Our cost-savings methodology gets you better coverage for less money in under two hours.

We Do Not Sell Insurance

RateCraft is the leader in business insurance advocacy. What does that mean?  It means we do not represent any insurance companies, or agents, we do not sell insurance, we simply negotiate your current plans so you pay less and get more. A true unbiased view of your plan.

We solely work on your behalf to assure that you are getting the best rates with the same or better coverage. We act as industry-expert consultants who live, eat and breathe insurance every day.  With over 850 successful projects and over 23 years using our cost savings methodology we have a significant impact on improving your cost and coverage.

The fact is, the insurance sales network is stacked against you as the buyer. We even the playing field and work the system on your behalf. Our average savings is 35%, the most we have saved a client is 74%.

4 Secrets the Insurance Industry doesn’t want you to know

  1. Your agent represents the insurance carrier.
  2. You cannot get the lowest price with one agent.
  3. Everything is negotiable (you don’t have to switch agents).
  4. Insurance does not need to be time-consuming.

Learn more.

How to get Started


RateCraft answers your questions and reviews your current premium. 98% of the time we can make a substantial difference. You review our simple contract and decide if you wish to engage our services.

Data Collection

We have you or your agent supply us with all of your insurance policies and other data electronically. We can work with your administrative staff, your agent, or we’re happy to work directly with you. Usually, there will be ten minutes of follow-up phone time or emails to answer questions the insurance carrier might have.


We review your policy, and then work with our bench-marking and network of insurance providers to obtain quotes from all markets including your agent. We negotiate on your behalf to get the most coverage for the smallest premium.


Twenty minute meeting where we present our results and you are astonished at the savings. We discuss strategy for either selecting the best quote or for using the quote as leverage with your existing agency and carrier. An additional ten minutes of phone time for finalizing the transaction.

Our happy clients


Anderson Direct




Call us for a free consultation

With just a fifteen-minute phone call we can let you know whether your organization is eligible to save on existing premiums. Call us now at 1-888-632-9900 or click the button below to send us an email.

I’m ready to save